During the last 20 years, credit card companies have seemed to get into some kind of competition with each other in order to offer different bonus' in order to attract new customers. 

These credit card bonus' range from free gas cards, frequent flyer miles, hotel stays, gift certificates to thousands of retailers, & just about everything else imaginable. 

And these bonus' can be really great- however, just like the APR & no annual fee advice above, you've got to make sure you know what you are really getting & whether the terms can be changed when you aren't looking.

Personally, I've found that the Starwood cards from American Express have excellent rewards...mainly because the Starwood rewards are flexible enough to be changed into many different types of bonus'- everything from free hotel stays to Amazon points.

In closing, if you follow these 3 tips, you will be well on your way to getting a credit card that fits your situation just right.

Good luck!

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